Türkiye has positioned itself as one of the most dynamic markets for women entrepreneurs in 2025
With renewed state incentives, modernized financial instruments and digital application systems, the country continues to strengthen women’s participation in the business ecosystem. Today, female founders in Türkiye benefit from grants, zero-interest loans and mentorship initiatives supported by governmental, private and international institutions.
KOSGEB Support Programs and Updated Limits
The Small and Medium Enterprises Development Organization (KOSGEB) has increased its support rates for women entrepreneurs in 2025. Within the Entrepreneurship Support Program, women-led enterprises can access up to 1,500,000 TL in reimbursable assistance, while entrepreneurs who are women, young, disabled, veterans or first-degree relatives of martyrs receive an additional 150,000 TL in funding. The support rate stands at 80%, valid for a 36-month period.
For business establishment grants, women entrepreneurs receive an additional 10,000 TL on top of a 20,000 TL base amount. The non-repayable grant rate has risen from 60% to 70%, creating a 10% advantage for women entrepreneurs. Similarly, the interest-free credit support rate was raised from 75% to 85%. Mentorship and consultancy services now receive up to 90% support, reflecting stronger institutional backing for training and advisory services.
The upper limit for the Advanced Entrepreneurship Support has been increased from 375,000 TL to 450,000 TL, enabling women to pursue innovation-driven business models more effectively.
Banking and Financial Institution Incentives
Turkish banks provide specialized credit lines and favorable interest conditions for women-owned businesses. QNB Finansbank offers interest rates starting from 1.59% with flexible terms of up to 36 months, combined with educational and mentoring programs. TEB provides variable interest options and entrepreneurship workshops with repayment periods up to 24 months.
Halkbank supports women who have established their businesses within the last six months with up to 350,000 TL in start-up loans. Similarly, Ziraat Bank’s Women Entrepreneur Support Package provides tailored financial services to strengthen women’s presence in trade and production.
Accelerators and Special Programs
Several accelerator programs actively promote women-led innovation. The GCIP Türkiye Accelerator Program awards up to 250,000 TL to socially impactful and technology-focused young women entrepreneurs. Top teams also gain access to TÜBİTAK TEYDEB’s innovation funding mechanisms.
The Türk Telekom PİLOT Program offers 100,000 TL in direct financial support to selected startups and facilitates potential investment of up to USD 30,000 through TT Ventures. Participants benefit from collaboration opportunities with Türk Telekom’s development and technology teams.
The Women’s Cooperatives Support Program (KKDP) assists cooperatives founded by women in production, marketing and export activities. Additionally, the EU Women Entrepreneurs Grant supports export-oriented businesses, offering grants up to 400,000 TL for new product development and production.
Priority Sectors and Strategic Opportunities
In 2025, Türkiye has identified several priority sectors where women entrepreneurs receive additional scoring advantages and supplementary grants. These include:
– green technologies and sustainable production
– agriculture and food technologies
– digital marketing and software development
– recycling and eco-friendly businesses
– social enterprises focusing on women and children
These strategic areas are part of Türkiye’s broader policy to foster regional development and expand socio-economic impact.
Digital Transformation and Application Processes
Both government and private platforms have optimized their digital transformation to ease application procedures. Through the e-Devlet (e-Government) system, entrepreneurs can apply, track and manage their submissions online.
New features introduced in 2025 include:
– a one-click application system through e-Devlet integration
– an entrepreneurship training tracker for monitoring training progress
– a smart evaluation algorithm to pre-screen applications
– online business plan templates for simplified business planning
The **Digital Women Entrepreneur Platform** supports women interested in e-commerce, providing technical guidance in product, advertising and brand management. The project “Hedefi Olan Kadına İnternetle Hayat Kolay” continues to train women in digital tools, marketing and intellectual property management.
İŞKUR Training and Employment Support
The Turkish Employment Agency (İŞKUR) operates Applied Entrepreneurship Training for women, enabling participants to qualify for KOSGEB programs upon completion. In some projects, participants receive financial compensation during training, promoting greater participation among women seeking to start their own businesses.
Application Timeline and Process Management
For 2025, the 3rd term applications for KOSGEB’s Entrepreneurial Development Support Program are open between 1–31 October. Entrepreneurs are advised to follow official announcements on the KOSGEB website for up-to-date details, eligibility criteria and submission schedules.
Key Considerations for International Entrepreneurs
In Türkiye, women entrepreneurship supports are primarily aimed at Turkish citizens and companies legally established within the country. However, international entrepreneurs can access these programs by registering their legal entity in Türkiye and signing up with the KOSGEB database.
The Ministry of Industry and Technology coordinates these initiatives alongside KOSGEB, the TÜBİTAK, and the Development and Investment Bank of Türkiye. Universities and techno parks also contribute by offering entrepreneurship training, mentorship and R&D support — ensuring a comprehensive ecosystem for women entrepreneurs aiming to establish or grow their ventures in Türkiye.
If you’re considering starting a business in Türkiye or have already begun this journey, it’s important to consult with professionals in advance to navigate all the legal and financial details. One of the companies providing expert support to entrepreneurs — from business registration to optimization and scaling — is Finlog Consulting.