State Support Programs for Entrepreneurs and SMEs in Türkiye (2025 Update)
As of 2025, Türkiye offers a wide range of state-backed support programs aimed at boosting entrepreneurship and empowering small and medium-sized enterprises (SMEs). These initiatives are primarily administered by KOSGEB (Small and Medium Enterprises Development Organization), and they include non-repayable grants, low-interest loans, and advisory services. This guide outlines the key programs currently available, targeting both local and international entrepreneurs establishing businesses in Türkiye.
Financial Assistance for Entrepreneurs
1. KOSGEB Startup Grant
– Individual entrepreneurs are eligible for non-repayable grants of 10,000 TL, while incorporated businesses can receive up to 20,000 TL.
– Women entrepreneurs benefit from an additional 10,000 TL support bonus.
These grants aim to encourage new business formation across key industries and regions in Türkiye.
2. Business Development Support
This support program focuses on scaling existing enterprises and covers a wide range of business expenses:
– Funding limit of up to 1.5 million TL with an 80% repayment requirement.
– An additional 150,000 TL support for women, young, disabled, or veteran entrepreneurs.
– Eligible expenses include salaries, machinery and equipment purchases, software tools, and consultancy services.
– In the first half of 2025, 820 million TL in funding was distributed to 559 projects.
3. Advanced Entrepreneur Support Program (for Women)
Dedicated to encouraging female entrepreneurship across manufacturing and innovation-led sectors, this program offers:
– Access to up to 375,000 TL in combined grant and credit support.
– A maximum of 300,000 TL in funding for machinery, equipment, and software investments, with a 75% support ratio.
Special Programs for Target Groups
Women Entrepreneurs
– An extra 20% wage incentive for hiring qualified female professionals via the Business Development Program.
– Under the TURWIB Support Package, women receive loans guaranteed by Credit Guarantee Fund (KGF), with:
– 80% guarantee coverage
– A reduced commission fee of 1%
Young and Disabled Entrepreneurs
– Eligible for bonus funding under the Business Development Support Program, gaining an extra 150,000 TL in support.
Priority Sectors Covered by Support
Entrepreneurs operating in the following sectors are prioritized for funding and support:
| Sector | Scope |
|---|---|
| Manufacturing | All subsectors included |
| Information Technology | Software development, consulting, data solutions |
| R&D | Scientific research and technology development |
| Telecommunications | Infrastructure and related services |
Application Windows and Participation Opportunities
– The second call for 2025 under the Business Development Support Program will be accepting applications from June 2 to June 30, 2025.
– Entrepreneurs can participate in ongoing global entrepreneurship events aimed at connecting Turkish startups with international investors and expansion partners.
Additional Business Incentives
– Tax discounts and social security premium reductions help reduce operational costs for new businesses.
– Digital transformation support provides grants and consultancy services to modernize business operations and implement automation technologies.
Can International Entrepreneurs Benefit?
Yes. As long as a foreign entrepreneur establishes a legal entity in Türkiye, they may become eligible for these support programs. It’s essential to comply with local business laws and adhere to the application guidelines set by institutions such as KOSGEB or the Agriculture and Rural Development Support Institution (TKDK).
Entrepreneurs should always follow the official websites of KOSGEB and TKDK for the most up-to-date information on application timelines, eligibility criteria, and program details.
Conclusion
Türkiye continues to position itself as a competitive hub for entrepreneurship through generous financial support and sector-focused incentives. Whether you’re a domestic entrepreneur or an international investor looking to enter the Turkish market, 2025 presents diverse funding and growth opportunities across several sectors. Establishing a local business structure is a key step to accessing these valuable programs.